Required Documents

 

• Past two (2) years W-2 statements

• Pay Stubs covering the last (30) thirty days

• Three most recent monthly bank statements

• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts

• Photocopies of any stocks or certificates of deposits

• Copy of the purchase and sale agreement

• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord

• If divorced...a fully executed divorce decree

• For a refinance...a copy of the deed, and most recent tax bill

• A letter of explanation for any known credit problems

 

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

 

• Two (2) years signed personal tax returns - including all schedules

• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

 

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.